Workers Compensation Attorney in Bloomington, IL

Employees who are injured in the workplace are covered under the Illinois Workers’ Compensation Act. This Act provides protections and benefits to employees who are hurt while performing job-related tasks. When a workplace accident occurs, victims can sustain serious injuries that impact their ability to work as they recover, or even for the rest of their lives.

This loss of income, coupled with extensive medical debts and ongoing treatment costs, can leave Illinois victims facing financial ruin. Bloomington workers’ compensation lawyer Terry Dodds at the Dodds Law Office fights to protect the rights of injured Illinois workers. By filing a workers’ comp claim, our law firm can help you recover workers’ compensation benefits to prevent financial hardship.

For a legal team with an extensive background in workers’ compensation law, Call a Bloomington, IL lawyer at Dodds Law Office. (309) 829-9300.

What Bloomington Workers Should Know About Filing a Workers’ Compensation Claim

Illinois workers’ compensation law comes with strict deadlines and specific procedures. Here’s what injured workers throughout Bloomington and McLean County should keep in mind.

  • Illinois law generally requires you to report a workplace injury to your employer within 45 days, and to file your workers’ compensation claim within 3 years of the accident (or 2 years from your last benefit payment), so acting quickly protects your rights.
  • Workers’ compensation benefits in Illinois can include lost wages, medical expenses, and temporary or permanent disability payments, depending on the severity of your injury.
  • A Bloomington workers’ compensation lawyer familiar with the Illinois Workers’ Compensation Commission and local McLean County employers can help you respond to a denied claim or an inadequate settlement offer.
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Workers Compensation Attorney in Bloomington, IL





    Meet Our Workers Compensation Attorney

    Terry Dodds, Bloomington personal injury attorney

    Attorney at Law

    Terry Dodds | Bloomington, Illinois

    Terry Dodds is a Bloomington-Normal native who has practiced law since 2000. He earned his B.A. in Criminal Justice from Illinois State University and his J.D. from Southern Illinois University School of Law.

    Terry began his career as a public defender before entering private practice, where he gained extensive experience in personal injury, workers’ compensation, medical malpractice, and criminal defense. He has handled both trial and appellate matters and is committed to protecting his clients’ rights and pursuing the results they deserve.

    Bar Admissions

    Illinois – Since 2001
    Missouri – Since 2000

    Education

    J.D. – Southern Illinois University, Carbondale, 2000
    B.A. – Illinois State University, 1996

    Publications

    Equal Pay in College Coaching: A Summary of Recent Decisions

    Recognition

    Over 20 years of legal experience representing clients in personal injury, workers’ compensation, medical malpractice, and criminal defense matters.

    Professional Associations

    McLean County Chamber of Commerce — Member since 2007 Illinois State Bar Association — Member since 2006 McLean County Bar Association — Member since 2005

    Ready to Discuss Your Case?

    Contact Dodds Law Office for a free consultation.

    When to Hire a Workers Compensation Attorney

    If you were injured at work in Illinois, the time to hire a workers’ compensation attorney is now. An experienced work injury lawyer will guide you through the workers’ comp claims process to help you obtain medical treatment benefits and recover a portion of your lost wages.

    You should really consider hiring an experienced Illinois workers’ comp lawyer if any of the following are true.

    The Insurance Company Did Not Offer Proper Compensation

    If the insurance company failed to offer fair compensation for your work-related injury, it’s time to call a workers’ compensation lawyer. A workplace injury attorney can evaluate your claim to ensure you receive fair compensation in your workers’ comp claim. An insurance company will often try to lowball a victim’s settlement to save money. An insufficient settlement award may fail to cover all the costs the victim incurred as a result of the workplace accident, thus placing the victim under financial hardship. Additionally, an initial settlement offer may fail to compensate for the long-term impact of a workplace injury, or for the emotional damages a victim sustained.

    Your Employer Failed to Carry Workers Compensation Insurance

    Under the Illinois Workers’ Compensation Act, employers are required to carry workers’ comp insurance to support employees who suffer work-related injuries. The state-run workers’ compensation system enforces this legal obligation to protect Illinois workers from financial hardship after an injury. The compromise to this program is that, under most circumstances, employees are prohibited from filing personal injury lawsuits against their employer for workplace accidents. Ifan employer fails to uphold their end of the bargain by carrying the proper insurance, employees are still able to recover benefits through a program collectively funded by employers in the State through a program through the Second Injury Fund.

    Your Workers Compensation Claim Was Denied

    A large portion of workers’ compensation claims are denied or undervalued after the initial filing. Typically, initial denials are due to improper documentation, lack of evidence, missed filing deadlines, or clerical errors. When this happens, an experienced workers’ compensation attorney can help you appeal your denial and recover fair compensation by correcting the initial errors in your claim.

    You Have a Crossover Case

    A third-party claim, or crossover case, applies when an employee’s workplace injuries are the result, in part or in full, of a negligent party who is not his or her direct employer. In these cases, victims may qualify for recovery through a personal injury claim against the at-fault party, in addition to workers’ compensation benefits. If you suffered a work-related injury in a car accident, or because of defective machinery, for instance, you may be able to recover additional compensation by filing a personal injury claim or lawsuit against a negligent driver or an equipment manufacturer.

    Hurt On The Job In Bloomington?

    You Shouldn’t Have to Navigate a Workers’ Comp Claim Alone.

    A workplace injury brings enough stress without having to fight your employer’s insurance company too.

    Terry Dodds and the Dodds Law Office team have helped injured workers throughout Bloomington and McLean County understand their rights and pursue the benefits they’re owed. You focus on healing — we’ll handle the claim. Call (309) 829-9300 for help today.

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    How Much Is My Illinois Workers Compensation Claim Worth?

    The value of your workers’ compensation claim will depend on the severity of the injuries you suffered. When calculating your settlement award, your workers’ comp lawyer will consider factors such as your medical bills, lost wages, disability status, and other damages you suffered.

    The more serious your injuries are, the more extensive your medical treatment and recovery time will be. Severe workplace injuries will also have a more significant impact on an injured workers’ life. Injuries that leave a victim temporarily or permanently disabled will qualify for additional benefits. In cases involving catastrophic injuries, disability, or amputation, a value is assigned to the affected body part, and that value influences the settlement award.

    Workers Compensation Benefits Available in Illinois

    Workplace accident victims have a variety of benefits available to them through the Illinois Workers’ Compensation program. The specific benefits that will apply to your case are determined by the circumstances of your accident and the injuries you sustained. Generally, employees who are injured at work may have access to the following benefits:

    • Lost Wages

      When employees are forced to miss work to recover from a workplace accident, they are entitled to compensation to replace the wages they lost.
    • Medical Expenses

      Any medical expenses associated with the workplace accident, whether for initial care, follow-up care, long-term treatment, or equipment/prescriptions, are recoverable through a workers’ comp claim.
    • Emotional Damages

      When workplace accidents cause a victim to suffer from emotional trauma, he or she can recover non-economic damages for a calculated value associated with the emotional injury. Emotional injuries may include PTSD, depression, anxiety, pain and suffering, loss of enjoyment of life, and loss of consortium.
    • Permanent Disability Benefits

      If a workplace injury is disabling, victims can recover partial or total permanent disability benefits. These benefits apply to individuals who are permanently unable to return to work in their previous capacity. Whether an individual qualifies for total or partial benefits will be determined by his or her level of disability.
    • Temporary Disability Benefits

      Victims can also recover temporary total or partial disability benefits. These benefits are similar to permanent disability benefits, but instead apply when victims will eventually return to their previous working capacity.

    Claim Denied Or Delayed?

    Don’t Let a Denied Workers’ Comp Claim Be the Final Answer.

    An initial denial isn’t the end of the road — many injured workers in McLean County still have options. Whether your claim was denied, your employer lacked proper coverage, or you’re worried about retaliation, Dodds Law Office can help you understand your rights under Illinois law and fight for the compensation you deserve.

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    What to Do After a Workplace Injury in Illinois

    A victim’s first priority after a workplace injury should be his or her health and medical recovery. Workplace accidents can leave victims with lifelong symptoms and disabilities. Taking the right steps during recovery and working with a workers’ compensation doctor can help victims attain the best possible outcome for their health.

    Once an injured worker has obtained proper medical care, his or her next priority should be seeking compensation through the workers’ compensation program. This program exists to make injured victims as close to whole as possible after a workplace accident occurs. Without workers’ compensation benefits, many injured workers would face financial hardship after an accident.

    Taking the following steps after a workplace accident can help victims support the best possible outcome for their financial and medical recovery.

    Get Medical Treatment After a Workplace Accident

    Seeking medical treatment immediately after a workplace accident improves a victim’s chances of healing and also helps to document injuries from the start. Injury documentation is crucial when filing a workers’ compensation claim. Copies of medical bills, photographs, physician reports, and an injury diary can help workers’ compensation attorneys prove your injuries to an insurance company.

    Report Your Workplace Injury to Your Employer

    Victims of workplace accidents are required to report their injuries to their employer within 45 days, orally or in writing. Often, employers will have you do this by filing a workplace accident report. Though you have 45 days to report the injury, reporting sooner will help improve your chances of a favorable recovery. Over time, evidence of the accident can deteriorate, and delaying filing your claim puts you at risk of missing important deadlines.

    Start Your Workers’ Compensation Claim

    Once you’ve reported your injury and started your recovery, it is time to file a workers’ compensation claim. Victims generally have three years from the date of the accident or injury discovery to file a claim, or two years after the receipt of the last workers’ comp payment (whichever is later). Some workplace diseases, however, have special filing deadlines.

    Follow through with Your Medical Treatment Plan

    Victims should follow through with all treatment recommendations made by their medical provider. This not only helps a victim’s body heal, but also proves the legitimacy of a workplace injury claim. Failure to follow through with medical treatment, or returning to work too early, can impact your financial recovery.

    Contact Our Workers’ Compensation Attorneys for Help with Your Claim Denials

    If your workers’ comp claim is denied, a worker’s compensation attorney can help you seek an appeal. An appeal needs to be filed with the Illinois Workers’ Compensation Commission within 30 days of your denial. A workers’ comp lawyer can help you adhere to appeal deadlines, file the proper paperwork, and explain your case to the courts.

    More Workers’ Compensation Questions Bloomington Employees Ask

    Here are a few more questions injured workers throughout Bloomington and McLean County often bring to their first consultation.

    How Long Do I Have to Report a Workplace Injury in Illinois?

    Illinois law generally requires you to notify your employer of a workplace injury within 45 days of the accident. Missing this window can jeopardize your right to benefits, so it’s important to report the injury in writing as soon as possible and follow up with a formal workers’ compensation claim.

    What Happens if My Employer Did Not Carry Workers’ Compensation Insurance?

    Illinois law requires nearly all employers to carry workers’ compensation insurance, but if yours did not, you may still be able to recover benefits through the state’s Second Injury Fund or by pursuing a separate legal claim. A Bloomington workers’ compensation lawyer can help determine the best path forward.

    Can I Still Get Workers’ Compensation if a Third Party Caused My Injury?

    Yes. If someone other than your employer, such as a contractor or equipment manufacturer, contributed to your workplace injury, you may have a “crossover case” allowing you to pursue workers’ compensation benefits and a separate personal injury claim against that third party.

    How Long Do I Have to Appeal a Denied Workers’ Compensation Claim in Illinois?

    Injured workers generally have 30 days from the date of a denial to file an appeal with the Illinois Workers’ Compensation Commission. Because this window is short, it’s important to speak with an attorney as soon as your claim is denied to preserve your right to appeal.

    Are Most Workers’ Comp Cases Totally Closed Following a Settlement Agreement?

    The greater majority of workers’ compensation cases are closed once a settlement is reached. Medical is not left open in a larger majority of the cases. Only in those cases where someone is gravely debilitated and needs care around the clock, or is expected to have future surgeries, is medical going to be left open.

    What Happens if Someone’s Condition Worsens After the Settlement Is Reached and The Case Is Closed?

    Unless there is a specific provision that would make the insurer or the employer liable for any additional surgeries that may be required, once the case is settled, it’s settled. There’s no turning back unless medical is left open. There’s no going back to get additional funds from the employer or the insurer.

    How Important Is It to Receive the Required Medical Attention in Illinois?

    In Illinois Workers’ Comp cases, it’s incredibly important that the employee or the claimant follow every recommendation of their treating physician. If the employee or the claimant fails to follow those recommendations, they risk the employer stopping benefits. They also risk their claim becoming worth a lot less because they did not do everything they could to ensure that they were going to reach maximum medical improvement.

    For example, with physical therapy, it’s incredibly important that the employee does not miss any appointments and is trying to do their very best during those treatment sessions. It’s also important for the employee that they stay within the chain of referrals. In most instances in Illinois, the Illinois worker is only entitled to two different medical professionals that are not in the chain of referral.

    With a serious injury where different body parts are injured, the employee might be required to see different types of doctors. For example, the Illinois Worker might be required to see an orthopedic doctor, a gastrointestinal doctor, a spine doctor, or a neurosurgeon. If someone’s severely injured and has been required to see a lot of different specialists, the victim is going to have to get a referral from his or her primary care physician to see those specialists. If the injured worker doesn’t stay within that chain of referral, then the employer will not be obligated to pay those medical bills.

    Do I Need a Lawyer for a Simple Workers’ Compensation Claim in Bloomington?

    Not every claim requires a lawyer, but even straightforward-seeming cases can become complicated if your employer disputes the injury or the insurance company offers less than your claim is worth. Consulting a Bloomington workers’ compensation lawyer early helps ensure you don’t leave benefits on the table.

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    Bloomington, IL Workers’ Compensation Resources

    A workplace injury can require medical treatment, rehabilitation, and communication with workers' compensation agencies. These Bloomington-Normal resources can help injured workers find appropriate medical and government resources.

    Workers' Compensation Information

    Illinois Workers' Compensation Commission

    The Illinois Workers' Compensation Commission provides information and resources concerning workers' compensation claims and the Illinois workers' compensation system.

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    Occupational & Medical Care

    OSF Occupational Health

    Provides occupational health services for workplace-related medical needs and injuries.

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    Carle Occupational Medicine

    Provides occupational medicine and workplace injury-related healthcare services.

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    Rehabilitation & Physical Therapy

    OSF Rehabilitation

    Provides rehabilitation services for individuals recovering from workplace injuries and other medical conditions.

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    Athletico Physical Therapy

    Provides physical therapy and rehabilitation services for injury recovery.

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    Advanced Rehab & Sports Medicine

    Provides rehabilitation and physical therapy services for individuals recovering from injuries.

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    This list is provided for general reference. Dodds Law Office does not endorse any specific business and recommends confirming hours and availability before visiting.

    Injured at Work in Bloomington, IL?

    Contact Dodds Law Office, PC to discuss your case.

    Our Bloomington, Illinois Office Location

    Client Testimonials

    I highly recommend Dodds Law Office to anyone that needs help with a case.
    Terry fought for me for the last two years on my workmen’s compensation case. Terry will be my to go to guy if I have anything come up in the future. Couldn’t ask for a better attorney to fight for you.
    Thanks again Terry, you are the best.!!

    Carmen Prochnow
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    What Type of Attorney Do You Need?

    Our Bloomington law firm represents victims of a variety of injury accident types. In addition, we handle criminal defense cases.

    Terry Dodds is a:

    Learn More About Illinois Workers’ Compensation Claims

    Letting your employer know about your injury, seeing a doctor, documenting everything, and understanding your rights are some steps you can take to protect your workers’ comp claim in Bloomington,
    Letting your employer know about your injury, seeing a doctor, documenting everything, and understanding your rights are some steps you can take to protect your workers’ comp claim in Bloomington,
    Letting your employer know about your injury, seeing a doctor, documenting everything, and understanding your rights are some steps you can take to protect your workers’ comp claim in Bloomington,
    Letting your employer know about your injury, seeing a doctor, documenting everything, and understanding your rights are some steps you can take to protect your workers’ comp claim in Bloomington,